Your Medicare Advantage Licensed Insurance Agent in Alton, IL
My name is Jeff Ross, and I’ve been an Independent Insurance Agent since 2006. During that time, I’ve helped those in need by choosing Medicare Advantage and other Medicare Plans in the Alton, IL area. I specialize in senior market solutions, representing insurance companies that manage your risk. With past employment with major health and managed care plans, I am now working for the best solution to your current situation.

Medicare Advantage & Supplement Plans Alton, IL
Medicare Part A – This part of Medicare covers inpatient hospital stays, skilled nursing care, hospice care, and some home healthcare services.
Medicare Part B – This part of Medicare covers doctors’ visits, outpatient care, medical supplies, and even preventative care.
Medicare Part C – This type of plan is offered by private health insurance companies; it includes Part A and Part B coverage, as well as additional benefits. Also, Special needs and chronic illness plans are available. All these are known as medicare advantage plans.
Medicare Part D – This is prescription-drug coverage. These are offered by private health insurance companies. Plans are offered as stand-alone policies or could be included in a medicare advantage plan.
Supplement – These are offered by private insurance companies and are available as secondary plans with Medicare being primary. Contact us for a free quote on different plans offered.
Long-term Care Insurance Plans Alton, IL
Those who are looking for day-to-day coverage usually research different long-term care plans. Long-term care plans are most beneficial for those who need extra care and assistance when it comes to completing daily activities. Those daily activities include basic living, home care, or adult day care. Long-term coverage can include the following:
- Extended Nursing Home Stays
- Assisted Living
- Alzheimer’s or Memory Care Centers
- Adult Day Care Centers
- Home Health Providers
- Home Care (Policies Vary)
- Respite Care
- Hospice


Contact Your Licensed Sales Agent in Alton, IL
J Ross & Associates is the best-licensed insurance agent in the Alton, Illinois area! It’s important that you meet with J Ross & Associates before deciding on a care plan. People seek long-term insurance when they are no longer able to perform daily tasks such as eating, dressing, bathing, etc. Contact Jeff Ross to discuss the costs and whether you are eligible for long-term care insurance.
All costs are broken down by demographic, including:
- Age & Health
- Your Sex
- Your Marital Status
- Benefit Period
- Elimination Period
- Inflation Protection
Come and visit J Ross & Associates in Alton, Illinois to review your options today! We offer a free initial consultation.
