Long-Term Care Agent in Highland, IL
Greetings, I am Jeff Ross, an Independent Insurance Agent with more than 15 years of experience dating back to 2006. I help individuals in the Highland, IL area find their ideal plan. My focus is on senior market solutions, and I partner with insurance companies that possess outstanding risk management abilities. Using my expertise in working with top-quality health and managed care plans, I am committed to finding the ideal solution to meet your needs.

Understanding Medicare and Supplement Plans Highland, IL
Medicare Part A – Medicare Part A provides insurance coverage for hospitalization, skilled nursing facilities, hospice care, and certain in-home health services.
Medicare Part B – Medicare Part B insurance coverage includes doctor visits, outpatient care, preventive healthcare services, as well as medical supplies and equipment.
Medicare Part C – Private health insurance companies offer Medicare Advantage plans, which provide coverage for both Part A and B as well as additional benefits. These plans also include options for chronic illness and special needs coverage. Collectively, they are known as Medicare Advantage plans.
Medicare Part D – Medicare Part D provides coverage for prescription drugs through private health insurance companies. These plans are available as standalone policies or as part of a Medicare Advantage plan.
Supplement – Supplementary plans are offered by private insurance companies as secondary coverage to the primary coverage of Medicare. We offer free quotes for the available plans.
Long-term Care Insurance in Highland, IL
Long-term care insurance provides continuous coverage for individuals with various health conditions and can be beneficial for those who need additional assistance with their daily activities. These activities may include personal care, home healthcare, and adult day services. Although each long-term care plan is unique, they typically include:
- Extended Nursing Home Stays
- Assisted Living
- Alzheimer’s or Memory Care Centers
- Adult Day Care Centers
- Home Health Providers
- Home Care (Policies Vary)
- Respite Care
- Hospice


Contact J Ross & Associates, Today!
J Ross & Associates is the top independent insurance agency in Highland, Illinois, and we are here to help you choose the right long-term care insurance plan. It is important to consult with Jeff Ross before deciding. If you are unable to carry out basic daily activities like bathing, eating, and dressing, long-term care may be essential. Please contact us to learn more about the eligibility requirements and costs of long-term care insurance.
The expenses are classified categorized according to demographics, including:
- Age & Health
- Your Sex
- Your Marital Status
- Benefit Period
- Elimination Period
- Inflation Protection
To receive the care you need, please contact J Ross & Associates today. We are the leading independent insurance agency in Highland, Illinois, and we provide FREE consultations.
