Are you just becoming eligible for Medicare? Have you recently relocated? Are you eligible for Medicaid? Do you receive Extra Help for your prescription drugs? Jeff Ross & Associates are here to assist you in choosing the best Medicare plan for your needs.

The Best Medicare Agent in Troy, IL

Greetings, I am Jeff Ross, an Independent Insurance Agent with over 15 years of experience since 2006. I help individuals in the Troy, IL area find their ideal plan through a medicare agent. My area of expertise is senior market solutions, and I partner with insurance companies that possess exceptional risk management skills. Utilizing my expertise in working with top-tier health and managed care plans, I am committed to identifying the optimal solution to meet your needs.

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Choosing Medicare Advantage and Supplement Plans

Medicare Part A – Insurance coverage for hospitalization, skilled nursing facilities, hospice care, and specific in-home health services is provided by Medicare Part A.

Medicare Part B – Medicare Part B provides insurance coverage for doctor visits, outpatient care, medical supplies and equipment, and preventive healthcare services.

Medicare Part C – Private health insurance companies offer Medicare Advantage plans, which include coverage for both Part A and B, as well as additional benefits. These plans also provide coverage options for chronic illnesses and special needs and are commonly known as Medicare Advantage plans.

Medicare Part D – Coverage for prescription drugs is available through Medicare Part D, which is offered by private health insurance companies. These plans can be acquired as standalone policies or as part of a Medicare Advantage plan.

Supplement – Supplementary plans are provided by private insurance companies as secondary coverage to Medicare’s primary coverage. We offer free quotes for the available plans.

Long-Term Care Insurance Troy, IL

Long-term care insurance can benefit individuals with varying health conditions, providing ongoing coverage and extra assistance with daily activities such as personal care, home healthcare, and adult day services. Although each long-term care plan is unique, they typically cover:

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The Best Medicare Agent in Troy, IL

As the top independent insurance agency in Troy, Illinois, we are J Ross & Associates, dedicated to helping you choose the most suitable long-term care insurance plan. Consulting with Jeff Ross before making your decision is crucial. Long-term care may become necessary if you are unable to perform essential daily activities such as bathing, eating, and dressing. Please contact us to learn more about the eligibility criteria and costs associated with long-term care insurance.

Expenses are classified based on demographics, including:

If you require care, please get in touch with J Ross & Associates today. We are the leading independent insurance Agency in Troy, Illinois, and offer FREE consultations.

Need a Consultation from Jeff Ross?

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Annual Enrollment is Here

From October 15 - December 7

Join, Switch, or Drop your Plan Yearly. – Coverage Begins January 1st.

Call for 2027 plan change details Medicare Advantage and PartD Rx plan information.

*as long as you request by December 7th.

For Fast, Efficient, Effective Enrollment
In Person or Virtual

Call for 2027
(618) 514-5063

J Ross & Associates
Jeff Ross Independent Agent

Don’t miss your enrollment periods and be penalized for the rest of your life!

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you!  The unbiased consultations and service that I provide as your Broker is of no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.

Don’t miss your enrollment periods and be penalized for the rest of your life!

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you!  The unbiased consultations and service that I provide as your Broker is of no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.

Don’t miss your enrollment periods and be penalized for the rest of your life!

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you!  The unbiased consultations and service that I provide as your Broker is of no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.

Don’t miss your enrollment periods and be penalized for the rest of your life!

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you!  The unbiased consultations and service that I provide as your Broker is of no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.

Don’t miss your enrollment periods and be penalized for the rest of your life!

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you!  The unbiased consultations and service that I provide as your Broker is of no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.

Don’t miss your enrollment periods and be penalized for the rest of your life!

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you!  The unbiased consultations and service that I provide as your Broker is of no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you! The unbiased consultations and service that I provide as your Broker are no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.

Don’t miss your enrollment periods and be penalized for the rest of your life!

My expertise is an approach that is customized for each client individually. What works for your friend, neighbor or spouse may not always be the best option for you. Plans and options have networks and extra benefits. My job is not complete until I work with you to understand what is available and the best plan for you.

As a Broker, I represent multiple companies that I choose and each year complete hours of certification to represent top major companies that you will recognize by name. Additionally, as your broker, I provide you another layer of help and am always available to answer questions and go above and beyond to work for you!  The unbiased consultations and service that I provide as your Broker is of no charge to you. Referrals are my best resource. A client telling others of their experience is how my business has grown and continues to grow!

Don’t look for options on your own.