The Best Medicare Agent in Troy, IL
Greetings, I am Jeff Ross, an Independent Insurance Agent with over 15 years of experience since 2006. I help individuals in the Troy, IL area find their ideal plan through a medicare agent. My area of expertise is senior market solutions, and I partner with insurance companies that possess exceptional risk management skills. Utilizing my expertise in working with top-tier health and managed care plans, I am committed to identifying the optimal solution to meet your needs.

Choosing Medicare Advantage and Supplement Plans
Medicare Part A – Insurance coverage for hospitalization, skilled nursing facilities, hospice care, and specific in-home health services is provided by Medicare Part A.
Medicare Part B – Medicare Part B provides insurance coverage for doctor visits, outpatient care, medical supplies and equipment, and preventive healthcare services.
Medicare Part C – Private health insurance companies offer Medicare Advantage plans, which include coverage for both Part A and B, as well as additional benefits. These plans also provide coverage options for chronic illnesses and special needs and are commonly known as Medicare Advantage plans.
Medicare Part D – Coverage for prescription drugs is available through Medicare Part D, which is offered by private health insurance companies. These plans can be acquired as standalone policies or as part of a Medicare Advantage plan.
Supplement – Supplementary plans are provided by private insurance companies as secondary coverage to Medicare’s primary coverage. We offer free quotes for the available plans.
Long-Term Care Insurance Troy, IL
Long-term care insurance can benefit individuals with varying health conditions, providing ongoing coverage and extra assistance with daily activities such as personal care, home healthcare, and adult day services. Although each long-term care plan is unique, they typically cover:
- Extended Nursing Home Stays
- Assisted Living
- Alzheimer’s or Memory Care Centers
- Adult Day Care Centers
- Home Health Providers
- Home Care (Policies Vary)
- Respite Care
- Hospice


The Best Medicare Agent in Troy, IL
As the top independent insurance agency in Troy, Illinois, we are J Ross & Associates, dedicated to helping you choose the most suitable long-term care insurance plan. Consulting with Jeff Ross before making your decision is crucial. Long-term care may become necessary if you are unable to perform essential daily activities such as bathing, eating, and dressing. Please contact us to learn more about the eligibility criteria and costs associated with long-term care insurance.
Expenses are classified based on demographics, including:
- Age & Health
- Your Sex
- Your Marital Status
- Benefit Period
- Elimination Period
- Inflation Protection
If you require care, please get in touch with J Ross & Associates today. We are the leading independent insurance Agency in Troy, Illinois, and offer FREE consultations.
