Your Collinsville, IL Medicare Insurance Broker
I’m Jeff Ross, an Independent Insurance Agent with over 15 years of experience, starting in 2006. I have been assisting individuals in the Collinsville, IL area with selecting the right plan. My expertise lies in senior market solutions, and I work with insurance companies that effectively manage risk. Having worked with leading health and managed care plans in the past, I am dedicated to finding the optimal solution to suit your needs.

The Difference in Medicare Plans
Medicare Part A – Medicare Part A provides coverage for hospitalization, skilled nursing care, hospice care, and certain home healthcare services.
Medicare Part B – Medicare Part B offers coverage for doctor visits, outpatient care, medical equipment and supplies, and preventive services.
Medicare Part C – Medicare Advantage plans, offered by private health insurance companies, provide coverage that includes both Part A and Part B benefits, along with additional perks. These plans also offer special needs and chronic illness coverage.
Medicare Part D – Medicare Part D provides coverage for prescription drugs and is available through private health insurance companies. Plans can be purchased as standalone policies or as part of a Medicare Advantage plan.
Supplement – Private insurance companies offer supplementary plans that serve as secondary coverage to Medicare’s primary coverage. Please contact us for a free quote on the available plans.
Long-term Care Insurance Collinsville, IL
Long-term care insurance provides ongoing coverage for individuals with different health conditions. It is particularly useful for those who require additional care and support in carrying out their daily activities. Some examples of daily activities that may require extra assistance include personal care, home healthcare, and adult day services. Although each long-term care plan is unique, they commonly cover the following:
- Extended Nursing Home Stays
- Assisted Living
- Alzheimer’s or Memory Care Centers
- Adult Day Care Centers
- Home Health Providers
- Home Care (Policies Vary)
- Respite Care
- Hospice


The Collinsville, IL Medicare Agent To Contact
J Ross & Associates is the premier independent insurance agency in the Collinsville, Illinois area. Before selecting a long-term care insurance plan, it is essential to consult with Jeff Ross. Many individuals require long-term care when they are no longer able to perform simple daily tasks, such as bathing, eating, and dressing. Contact us to learn more about the costs and eligibility criteria for long-term care insurance.
The costs are categorized by demographic, which include:
- Age & Health
- Your Sex
- Your Marital Status
- Benefit Period
- Elimination Period
- Inflation Protection
If you’re seeking necessary care, get in touch with J Ross & Associates today – the top independent licensed insurance agent serving Collinsville, Illinois! We provide FREE consultations for our clients.
